Everyone can get a little sloppy with cash and it’s smart to notice. But what’s squeezing you is the big stuff you ladle onto your credit cards.

Everyone said, ‘You can’t lose money in real estate, because they’re not making any more of it.’ Hmmmm. Where did everyone go wrong?

There is a secret to investing that cuts a path directly to the profits that you’re looking for. The secret is simplicity. The more elementary your investment style, the more confident you can be of making money in the long run.

Stock prices aren’t real things. They’re just froth on a wave. The wave is the only real thing, which investors forget when they’re watching the ticket slither by.

It’s daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

You normally don’t get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

It’s a fact: stock investors sometimes lose money on their way to wealth. Get over it.

A faithfully kept program of savings and conservative investments can give you more money and a better life than that of your neighbors who spend everything they get. This is probably the oldest financial advice in the world, but there are some things you can’t improve on.

No one knows what stocks will do tomorrow, but the evidence is clear as to how they’ll perform over 10 or 20 years. They will almost certainly go up.

Where you stand should not depend on where you sit.